Motor Vehicle Accident (MVA)


As a victim in a motor vehicle accident (MVA), you are entitled to accident benefits under Ontario law.

These benefits include the following:

    • Income Replacement

if you were employed at the time of your accident, and unable to continue work due to your injury, you are entitled to 70% of your net income to a maximum of $400.00/ week during the first 104 weeks. Thereafter, you can continue to receive these benefits for up to $400.00 a week or 70% of your net income so long as you are continuously disabled from any occupation for which you are reasonably suited by education, training and experience.

    • Caregiver Benefits

any caregiver expenses you incur relating to the injuries you sustained in the MVA for a maximum of $250/week – if you were the primary caregiver for a person in need of care in the same household; plus up to $50 for each additional person requiring care.

    • Non-Earning Benefits

if you were not employed at the time of your accident, you are entitled up to $185/week. This benefit starts 6 months after your accident.

    • Medical/Rehabilitation Expenses

any medical/rehabilitation expenses you incur relating to your injuries you sustained in the MVA for a maximum of $50,000, up to 10 years
if you suffer a non-catastrophic injury and up to $1,000,000 over your lifetime if you suffer a catastrophic injury.

    • Attendant Care

if you require any personal assistance following the injuries you sustained in the MVA for up to $36,000 ($3,000/ month) for a maximum of two years, if you suffer a non-catastrophic injury, and up to a maximum of $1,000,000 ($6,000/month) for your lifetime,
if you suffer a catastrophic injury. If you suffer a Minor Injury, Attendant Care Benefits are not available.

    • Housekeeping and Home Maintenance Expenses

up to a maximum of $100/week – if you suffer a catastrophic injury. If you suffer a non-catastrophic injury, Housekeeping and Home Maintenance Benefits are not available.

    • Death Benefits

$25,000 for the spouse of the victim; $10,000 to each former supported spouse; $10,000 to each of the victim’s dependents or more if the victim has no spouse; $10,000 to the person upon whom the victim was dependant; and up to $6,000 for funeral expenses.

    • Travel Expenses

for family members of those living with the accident victim for their visiting costs during treatment or recovery.

    • Lost Education Benefits

for students to a maximum of $15,000

    • Other Expenses

this can include any assistance devices you may require because of your injury, and damage to clothing, glasses, hearing aids, etc.

Whatever your particular situation, by working together, we can offer you the legal and professional guidance you need to get the compensation you deserve.

Please note it is very important that you complete the accident benefits application form and submit it to your insurer as soon as possible after a motor vehicle accident. There are important deadlines for submitting these forms and the insurer can refuse to pay for expenses incurred before the appropriate forms are submitted.

Our team of professional staff recognizes the tremendous stress caused by an accident. These are unexpected and tragic events. We realize that the last thing that a person with injuries and his or her loved ones should have to worry about is completing complicated paperwork and dealing with insurance companies or other institutions which may not have the client’s best interests at heart. We help complete the paperwork and deals with the insurance claim on your behalf.

We understand that injured victims are unlikely to be able to afford legal fees at a time when they are recovering from an injury. For this reason we are often able to take files on a “contingency basis”. If you don’t receive compensation through an out of court settlement or through a court judgment, you don’t pay.

In many cases, we will even cover the cost of the disbursements, which are the out-of-pocket costs incurred to pursue the personal injury lawsuit.

In addition, your initial consultation with us is free with no obligation.To get started, download and fill out our assessment form.

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